Finance · St. Louis, MO
St. Louis Paycheck Calculator (2026)
Calculate take-home pay in St. Louis, Missouri with 2026 federal + state + city taxes.
St. Louis tax overview: St. Louis levies a 1% earnings tax on residents and non-residents earning income in the city, on top of Missouri's graduated state tax.
Pre-tax deductions
Take-home pay
$2,080.99
every 2 weeks (26 pay periods/year)
$54,106 per year
Tax breakdown (annual)
Gross income
$75,000
Pre-tax 401(k)
-$3,750
Pre-tax HSA
-$0
Federal income tax
10.0% effective
-$7,516
Missouri state tax
4.2% effective
-$3,178
Social Security (6.2%)
-$4,650
Medicare (1.45%)
-$1,088
St. Louis tax (1.00%)
-$713
Net annual
$54,106
St. Louis take-home pay, explained
Living in St. Louis means your paycheck is reduced by federal income tax, FICA (Social Security + Medicare), Missouri state income tax, and a 1.00% local St. Louis city tax. The calculator above shows the full breakdown so you know exactly where your money goes each pay period.
Pre-tax 401(k) contributions reduce your federal, state, and (in most cases) local taxable income — every dollar you contribute saves you your marginal tax rate immediately.
Frequently Asked Questions
Does St. Louis have a city income tax?▾
St. Louis levies a 1% earnings tax on residents and non-residents earning income in the city, on top of Missouri's graduated state tax.
How much do I take home from a $75,000 salary in St. Louis?▾
Use the calculator above with your actual numbers. It factors federal income tax, Missouri state tax, FICA (7.65%), and St. Louis's 1.00% local tax so you can see your real take-home pay.
Are FICA and federal tax different in any city?▾
No — FICA (Social Security 6.2% up to $168,600 + Medicare 1.45% on all wages) and federal income tax are identical nationwide. Only state and local taxes vary by location.
What about non-residents working in St. Louis?▾
Some cities tax non-residents at a lower rate or not at all. Philadelphia, Detroit, and a few others differentiate residents vs. commuters. For the most accurate calculation, check St. Louis's revenue department or your last paycheck stub.
Should I move to a city with no local tax?▾
Not by itself. Local taxes are usually 1–4%, while cost-of-living differences (rent, groceries, transport) can swing 30–100%. Use this calculator alongside a cost-of-living comparison before deciding.