Finance · Maine

Maine Paycheck Calculator (2026)

Calculate take-home pay in Maine with 2026 federal + state + FICA taxes.

Maine tax overview: Maine has a progressive state income tax with rates from 5.8% to 7.15%.
Pre-tax deductions

Take-home pay

$2,053.69
every 2 weeks (26 pay periods/year)
$53,396 per year

Tax breakdown (annual)

Gross income
$75,000
Pre-tax 401(k)
-$3,750
Pre-tax HSA
-$0
Federal income tax
10.0% effective
-$7,516
Maine state tax
6.1% effective
-$4,601
Social Security (6.2%)
-$4,650
Medicare (1.45%)
-$1,088
Net annual
$53,396

How Maine taxes income

Maine taxes income progressively across 3 brackets, from 5.80% on the first dollars to 7.15% above $61,600.

Worth separating marginal from effective here. The 7.15% top rate applies only to income above $61,600. Actual all-in state rates work out near 6.34% at $60,000 and 6.82% at $150,000.

What actually reaches your account

Rough take-home at three common salary levels: $50,000 gross leaves roughly $38,047 after federal, FICA and $3,128 of Maine tax; $80,000 gross leaves roughly $58,254 after federal, FICA and $5,226 of Maine tax; $120,000 gross leaves roughly $83,534 after federal, FICA and $8,086 of Maine tax. These use standard-deduction assumptions and no pre-tax contributions — a 401(k) or HSA lowers both federal and state tax and moves these numbers up.

Cost of living matters as much as the tax rate. Maine runs about 3% below the national average, so $80,000 here has the purchasing power of roughly $82,474 at national-average prices. A lower-tax state with higher housing costs can leave you worse off in real terms.

Bracket tables are 2026 state rates; federal figures assume the standard deduction and no pre-tax contributions. See our methodology.

Frequently Asked Questions

What's the income tax rate in Maine?
Maine has a progressive state income tax with rates from 5.8% to 7.15%.
How much will I take home from a $75,000 salary in Maine?
Your take-home depends on filing status, 401(k) contributions, and other deductions. Use the calculator above with your actual numbers — it factors federal tax (12-22% at $75K), FICA (7.65%), and Maine state tax for an accurate estimate.
Is FICA the same in every state?
Yes — FICA (Social Security 6.2% up to $168,600 wage base + Medicare 1.45% on all wages) is federal and identical across all 50 states.
Are local city/county taxes included?
No — only state. If you live in a city with local income tax (NYC, Detroit, Philadelphia, Cleveland, etc.), subtract that rate from your net manually.

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