Maryland Paycheck Calculator (2026)
Calculate take-home pay in Maryland with 2026 federal + state + FICA taxes.
Take-home pay
Tax breakdown (annual)
How Maryland taxes income
Maryland taxes income progressively across 8 brackets, from 2.00% on the first dollars to 5.75% above $250,000.
The headline top rate is the number people quote, but it is not what most people pay. At $60,000 of taxable income the effective Maryland rate is about 4.66%; at $150,000 it is 4.84%. Only income above $250,000 is taxed at the top rate.
What actually reaches your account
To make it concrete: $50,000 gross leaves roughly $38,853 after federal, FICA and $2,323 of Maryland tax; $80,000 gross leaves roughly $59,733 after federal, FICA and $3,748 of Maryland tax; $120,000 gross leaves roughly $85,923 after federal, FICA and $5,698 of Maryland tax. Single filer, standard deduction, no retirement contributions. Adding a 401(k) reduces state and federal tax together, so real take-home for a saver runs higher than shown.
Cost of living matters as much as the tax rate. Maryland runs about 8% above the national average, so $80,000 here has the purchasing power of roughly $74,074 at national-average prices. A lower-tax state with higher housing costs can leave you worse off in real terms.
Bracket tables are 2026 state rates; federal figures assume the standard deduction and no pre-tax contributions. See our methodology.