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Minnesota Paycheck Calculator (2026)

Calculate take-home pay in Minnesota with 2026 federal + state + FICA taxes.

Minnesota tax overview: Minnesota has a progressive state income tax with rates from 5.3% to 9.85%.
Pre-tax deductions

Take-home pay

$2,061.96
every 2 weeks (26 pay periods/year)
$53,611 per year

Tax breakdown (annual)

Gross income
$75,000
Pre-tax 401(k)
-$3,750
Pre-tax HSA
-$0
Federal income tax
10.0% effective
-$7,516
Minnesota state tax
5.8% effective
-$4,385
Social Security (6.2%)
-$4,650
Medicare (1.45%)
-$1,088
Net annual
$53,611

How Minnesota taxes income

Minnesota taxes income progressively across 4 brackets, from 5.35% on the first dollars to 9.85% above $193,240.

The headline top rate is the number people quote, but it is not what most people pay. At $60,000 of taxable income the effective Minnesota rate is about 6.03%; at $150,000 it is 6.82%. Only income above $193,240 is taxed at the top rate.

What actually reaches your account

To make it concrete: $50,000 gross leaves roughly $38,235 after federal, FICA and $2,940 of Minnesota tax; $80,000 gross leaves roughly $58,500 after federal, FICA and $4,980 of Minnesota tax; $120,000 gross leaves roughly $83,752 after federal, FICA and $7,868 of Minnesota tax. Single filer, standard deduction, no retirement contributions. Adding a 401(k) reduces state and federal tax together, so real take-home for a saver runs higher than shown.

Bracket tables are 2026 state rates; federal figures assume the standard deduction and no pre-tax contributions. See our methodology.

Frequently Asked Questions

What's the income tax rate in Minnesota?▾
Minnesota has a progressive state income tax with rates from 5.3% to 9.85%.
How much will I take home from a $75,000 salary in Minnesota?▾
Your take-home depends on filing status, 401(k) contributions, and other deductions. Use the calculator above with your actual numbers — it factors federal tax (12-22% at $75K), FICA (7.65%), and Minnesota state tax for an accurate estimate.
Is FICA the same in every state?▾
Yes — FICA (Social Security 6.2% up to $168,600 wage base + Medicare 1.45% on all wages) is federal and identical across all 50 states.
Are local city/county taxes included?▾
No — only state. If you live in a city with local income tax (NYC, Detroit, Philadelphia, Cleveland, etc.), subtract that rate from your net manually.

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