Finance · Utah

Utah Paycheck Calculator (2026)

Calculate take-home pay in Utah with 2026 federal + state + FICA taxes.

Utah tax overview: Utah has a flat state income tax of 4.55%, applied to your gross income (after pre-tax deductions like 401(k)).
Pre-tax deductions

Take-home pay

$2,105.95
every 2 weeks (26 pay periods/year)
$54,755 per year

Tax breakdown (annual)

Gross income
$75,000
Pre-tax 401(k)
-$3,750
Pre-tax HSA
-$0
Federal income tax
10.0% effective
-$7,516
Utah state tax
4.3% effective
-$3,242
Social Security (6.2%)
-$4,650
Medicare (1.45%)
-$1,088
Net annual
$54,755

How Utah taxes income

Utah uses a flat income tax: 4.55% of taxable income regardless of amount. Unlike a bracketed state, earning more never changes your state marginal rate.

What actually reaches your account

To make it concrete: $50,000 gross leaves roughly $38,900 after federal, FICA and $2,275 of Utah tax; $80,000 gross leaves roughly $59,840 after federal, FICA and $3,640 of Utah tax; $120,000 gross leaves roughly $86,160 after federal, FICA and $5,460 of Utah tax. Single filer, standard deduction, no retirement contributions. Adding a 401(k) reduces state and federal tax together, so real take-home for a saver runs higher than shown.

Cost of living matters as much as the tax rate. Utah runs about 3% below the national average, so $80,000 here has the purchasing power of roughly $82,474 at national-average prices. A lower-tax state with higher housing costs can leave you worse off in real terms.

Bracket tables are 2026 state rates; federal figures assume the standard deduction and no pre-tax contributions. See our methodology.

Frequently Asked Questions

What's the income tax rate in Utah?
Utah has a flat state income tax of 4.55%, applied to your gross income (after pre-tax deductions like 401(k)).
How much will I take home from a $75,000 salary in Utah?
Your take-home depends on filing status, 401(k) contributions, and other deductions. Use the calculator above with your actual numbers — it factors federal tax (12-22% at $75K), FICA (7.65%), and Utah state tax for an accurate estimate.
Is FICA the same in every state?
Yes — FICA (Social Security 6.2% up to $168,600 wage base + Medicare 1.45% on all wages) is federal and identical across all 50 states.
Are local city/county taxes included?
No — only state. If you live in a city with local income tax (NYC, Detroit, Philadelphia, Cleveland, etc.), subtract that rate from your net manually.

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