Financial Advisor Salary in Birmingham, AL (2026)
Median Financial Advisor salary in Birmingham is approximately $82,700/year — 12.0% below the US national average.
Salary breakdown — Birmingham
After-tax estimate
| City | Cost mult. | Estimated annual | vs Birmingham |
|---|---|---|---|
| Toledo, OH | 0.88× | $82,700 | +$0 |
| Lubbock, TX | 0.88× | $82,700 | +$0 |
| Memphis, TN | 0.89× | $83,700 | +$1,000 |
| Oklahoma City, OK | 0.89× | $83,700 | +$1,000 |
| Lincoln, NE | 0.89× | $83,700 | +$1,000 |
Financial Advisor salaries in Birmingham, AL
The estimated median Financial Advisor salary in Birmingham, Alabama is $82,700/year, working out to approximately $40/hour at full-time, $3,181 per biweekly paycheck, or $6,892/month before taxes. Birmingham's cost-of-living multiplier of 0.88× national reflects local prices, housing costs, and employer concentration in this metro area.
Take-home pay in Birmingham
Of the gross $82,700, you take home roughly $59,833 after:
- Federal income tax (~14% effective at this income)
- FICA — Social Security 6.2% + Medicare 1.45% = 7.65%
- Alabama state income tax (~5% effective)
- Birmingham local tax: 1.00% — significant for Birmingham workers
That works out to about $4,986/month after-tax — useful for budgeting rent (typically 25–35% of net income), savings (15–20% target), and other expenses. For an exact calculation including 401(k), HSA, and your filing status, use our Birmingham Paycheck Calculator.
What affects your actual pay
- Experience: entry-level often 25–35% below median; senior roles 40–60%+ above.
- Specific employer: top-tier employers in Birmingham pay 10–25% above market for the same role.
- Industry: a Software Engineer at a tech company in Birmingham typically out-earns one at a non-tech employer.
- Negotiation: simply negotiating an offer can shift comp by 5–15%.
- Education and credentials: degrees and licenses (especially for healthcare, legal, engineering) can move comp by 15–30%.
- Remote vs in-office: many Birmingham employers now base pay on cost of living, with remote workers in cheaper metros paid less.
Related calculators
Financial Advisor Salary in Alabama — state-level average. Salary Calculator — convert hourly ↔ annual. Birmingham Paycheck Calculator — exact take-home. Income Tax Calculator — federal tax with brackets. Investment Calculator — long-term portfolio growth.