Healthcare · Lubbock, TX

Pharmacist Salary in Lubbock, TX (2026)

Median Pharmacist salary in Lubbock is approximately $112,600/year — 12.0% below the US national average.

Salary breakdown — Lubbock

$112,600
median annual salary
Hourly (40 hr/week, 52 wk)
2,080 hours/year
$54
Biweekly (26 paychecks)
$4,331
Monthly
$9,383
Annual (gross)
$112,600
vs Texas state average
State avg: $124,200
-$11,600
vs US national
National median: $128,000
-$15,400

After-tax estimate

$88,222
estimated take-home/year
Gross salary
$112,600
Federal tax (~14%)
−$15,764
FICA (7.65%)
−$8,614
Texas state tax
No state income tax
$0
Estimated take-home
$88,222
Monthly take-home
$7,352
For exact take-home, use our Lubbock Paycheck Calculator.
Pharmacist salary in similar-cost cities
CityCost mult.Estimated annualvs Lubbock
Birmingham, AL0.88×$112,600+$0
Toledo, OH0.88×$112,600+$0
Memphis, TN0.89×$113,900+$1,300
Oklahoma City, OK0.89×$113,900+$1,300
Lincoln, NE0.89×$113,900+$1,300

Pharmacist salaries in Lubbock, TX

The estimated median Pharmacist salary in Lubbock, Texas is $112,600/year, working out to approximately $54/hour at full-time, $4,331 per biweekly paycheck, or $9,383/month before taxes. Lubbock's cost-of-living multiplier of 0.88× national reflects local prices, housing costs, and employer concentration in this metro area.

Compared to the Texas state average for this role ($124,200), Lubbock pays about $11,600 less. This typically reflects how the metro area's cost of living and employer density differ from the state as a whole.

Take-home pay in Lubbock

Of the gross $112,600, you take home roughly $88,222 after:

  • Federal income tax (~14% effective at this income)
  • FICA — Social Security 6.2% + Medicare 1.45% = 7.65%
  • Texas state income tax (none)
  • Lubbock has no local income tax

That works out to about $7,352/month after-tax — useful for budgeting rent (typically 25–35% of net income), savings (15–20% target), and other expenses. For an exact calculation including 401(k), HSA, and your filing status, use our Lubbock Paycheck Calculator.

What affects your actual pay

  • Experience: entry-level often 25–35% below median; senior roles 40–60%+ above.
  • Specific employer: top-tier employers in Lubbock pay 10–25% above market for the same role.
  • Industry: a Software Engineer at a tech company in Lubbock typically out-earns one at a non-tech employer.
  • Negotiation: simply negotiating an offer can shift comp by 5–15%.
  • Education and credentials: degrees and licenses (especially for healthcare, legal, engineering) can move comp by 15–30%.
  • Remote vs in-office: many Lubbock employers now base pay on cost of living, with remote workers in cheaper metros paid less.

Related calculators

Pharmacist Salary in Texas — state-level average. Salary Calculator — convert hourly ↔ annual. Lubbock Paycheck Calculator — exact take-home. Income Tax Calculator — federal tax with brackets. Investment Calculator — long-term portfolio growth.

Frequently Asked Questions

What is the median Pharmacist salary in Lubbock?
The estimated median Pharmacist salary in Lubbock, Texas is $112,600 per year, or approximately $54/hour at standard full-time. Lubbock sits 12.0% below the US national average for this role.
Lubbock vs Texas state — what's the salary difference?
Lubbock: $112,600. Texas state average for Pharmacist: $124,200. Difference: -$11,600 (9.3%). City-level pay typically reflects the metro area's cost of living and concentration of employers.
Does Lubbock have a city income tax?
No, Lubbock has no separate city income tax. Only federal income tax, FICA, and Texas state tax apply (Texas has no state income tax either).
Does this account for cost-of-living differences?
Yes — the city multiplier reflects Lubbock's cost of living relative to the US average. Lubbock's multiplier is 0.88× national. For comparison: San Francisco ~1.45×, NYC ~1.32×, mid-tier metros ~1.00×, low-cost metros ~0.85–0.90×. Higher local cost generally means employers pay more to attract talent.
What's the after-tax take-home for Pharmacist in Lubbock?
Estimate: $88,222/year after federal income tax (~14% effective), FICA (7.65%), Texas state tax (~0.0% effective), and Lubbock local tax (0.00%). For exact numbers, use the Lubbock Paycheck Calculator with your specific 401(k) and deductions.