Physical Therapist Salary in Mobile, AL (2026)
Median Physical Therapist salary in Mobile is approximately $82,600/year — 14.0% below the US national average.
Salary breakdown — Mobile
After-tax estimate
| City | Cost mult. | Estimated annual | vs Mobile |
|---|---|---|---|
| Wichita, KS | 0.86× | $82,600 | +$0 |
| Fort Wayne, IN | 0.86× | $82,600 | +$0 |
| Birmingham, AL | 0.88× | $84,500 | +$1,900 |
| Toledo, OH | 0.88× | $84,500 | +$1,900 |
| Lubbock, TX | 0.88× | $84,500 | +$1,900 |
Physical Therapist salaries in Mobile, AL
The estimated median Physical Therapist salary in Mobile, Alabama is $82,600/year, working out to approximately $40/hour at full-time, $3,177 per biweekly paycheck, or $6,883/month before taxes. Mobile's cost-of-living multiplier of 0.86× national reflects local prices, housing costs, and employer concentration in this metro area.
Compared to the Alabama state average for this role ($84,500), Mobile pays about $1,900 less. This typically reflects how the metro area's cost of living and employer density differ from the state as a whole.
Take-home pay in Mobile
Of the gross $82,600, you take home roughly $60,587 after:
- Federal income tax (~14% effective at this income)
- FICA — Social Security 6.2% + Medicare 1.45% = 7.65%
- Alabama state income tax (~5% effective)
- Mobile has no local income tax
That works out to about $5,049/month after-tax — useful for budgeting rent (typically 25–35% of net income), savings (15–20% target), and other expenses. For an exact calculation including 401(k), HSA, and your filing status, use our Mobile Paycheck Calculator.
What affects your actual pay
- Experience: entry-level often 25–35% below median; senior roles 40–60%+ above.
- Specific employer: top-tier employers in Mobile pay 10–25% above market for the same role.
- Industry: a Software Engineer at a tech company in Mobile typically out-earns one at a non-tech employer.
- Negotiation: simply negotiating an offer can shift comp by 5–15%.
- Education and credentials: degrees and licenses (especially for healthcare, legal, engineering) can move comp by 15–30%.
- Remote vs in-office: many Mobile employers now base pay on cost of living, with remote workers in cheaper metros paid less.
Related calculators
Physical Therapist Salary in Alabama — state-level average. Salary Calculator — convert hourly ↔ annual. Mobile Paycheck Calculator — exact take-home. Income Tax Calculator — federal tax with brackets. Investment Calculator — long-term portfolio growth.