Tech · Colorado Springs, CO

Software Engineer Salary in Colorado Springs, CO (2026)

Median Software Engineer salary in Colorado Springs is approximately $122,800/year — 1.0% below the US national average.

Salary breakdown — Colorado Springs

$122,800
median annual salary
Hourly (40 hr/week, 52 wk)
2,080 hours/year
$59
Biweekly (26 paychecks)
$4,723
Monthly
$10,233
Annual (gross)
$122,800
vs Colorado state average
State avg: $130,200
-$7,400
vs US national
National median: $124,000
-$1,200

After-tax estimate

$90,074
estimated take-home/year
Gross salary
$122,800
Federal tax (~14%)
−$17,192
FICA (7.65%)
−$9,394
Colorado state tax
~5% effective
−$6,140
Estimated take-home
$90,074
Monthly take-home
$7,506
For exact take-home, use our Colorado Springs Paycheck Calculator.
Software Engineer salary in similar-cost cities
CityCost mult.Estimated annualvs Colorado Springs
Dallas, TX0.99×$122,800+$0
Nashville, TN0.99×$122,800+$0
Bakersfield, CA0.99×$122,800+$0
St. Petersburg, FL0.99×$122,800+$0
Madison, WI0.99×$122,800+$0

Software Engineer salaries in Colorado Springs, CO

The estimated median Software Engineer salary in Colorado Springs, Colorado is $122,800/year, working out to approximately $59/hour at full-time, $4,723 per biweekly paycheck, or $10,233/month before taxes. Colorado Springs's cost-of-living multiplier of 0.99× national reflects local prices, housing costs, and employer concentration in this metro area.

Compared to the Colorado state average for this role ($130,200), Colorado Springs pays about $7,400 less. This typically reflects how the metro area's cost of living and employer density differ from the state as a whole.

Take-home pay in Colorado Springs

Of the gross $122,800, you take home roughly $90,074 after:

  • Federal income tax (~14% effective at this income)
  • FICA — Social Security 6.2% + Medicare 1.45% = 7.65%
  • Colorado state income tax (~5% effective)
  • Colorado Springs has no local income tax

That works out to about $7,506/month after-tax — useful for budgeting rent (typically 25–35% of net income), savings (15–20% target), and other expenses. For an exact calculation including 401(k), HSA, and your filing status, use our Colorado Springs Paycheck Calculator.

What affects your actual pay

  • Experience: entry-level often 25–35% below median; senior roles 40–60%+ above.
  • Specific employer: top-tier employers in Colorado Springs pay 10–25% above market for the same role.
  • Industry: a Software Engineer at a tech company in Colorado Springs typically out-earns one at a non-tech employer.
  • Negotiation: simply negotiating an offer can shift comp by 5–15%.
  • Education and credentials: degrees and licenses (especially for healthcare, legal, engineering) can move comp by 15–30%.
  • Remote vs in-office: many Colorado Springs employers now base pay on cost of living, with remote workers in cheaper metros paid less.

Related calculators

Software Engineer Salary in Colorado — state-level average. Salary Calculator — convert hourly ↔ annual. Colorado Springs Paycheck Calculator — exact take-home. Income Tax Calculator — federal tax with brackets. Investment Calculator — long-term portfolio growth.

Frequently Asked Questions

What is the median Software Engineer salary in Colorado Springs?
The estimated median Software Engineer salary in Colorado Springs, Colorado is $122,800 per year, or approximately $59/hour at standard full-time. Colorado Springs sits 1.0% below the US national average for this role.
Colorado Springs vs Colorado state — what's the salary difference?
Colorado Springs: $122,800. Colorado state average for Software Engineer: $130,200. Difference: -$7,400 (5.7%). City-level pay typically reflects the metro area's cost of living and concentration of employers.
Does Colorado Springs have a city income tax?
No, Colorado Springs has no separate city income tax. Only federal income tax, FICA, and Colorado state tax apply (roughly 5% effective state rate at this income).
Does this account for cost-of-living differences?
Yes — the city multiplier reflects Colorado Springs's cost of living relative to the US average. Colorado Springs's multiplier is 0.99× national. For comparison: San Francisco ~1.45×, NYC ~1.32×, mid-tier metros ~1.00×, low-cost metros ~0.85–0.90×. Higher local cost generally means employers pay more to attract talent.
What's the after-tax take-home for Software Engineer in Colorado Springs?
Estimate: $90,074/year after federal income tax (~14% effective), FICA (7.65%), Colorado state tax (~5.0% effective), and Colorado Springs local tax (0.00%). For exact numbers, use the Colorado Springs Paycheck Calculator with your specific 401(k) and deductions.