Cost of Living

Oklahoma City vs Madison Cost of Living

Madison is approximately 11.2% more expensive than Oklahoma City. See salary equivalence, taxes, and side-by-side breakdown.

Oklahoma City, OK

0.89×
cost-of-living index (1.00 = US average)
State
Oklahoma
State income tax
~5% effective
City local income tax
None
Housing index (est.)
Typically 1.5–2× higher than overall index
0.50×
Food/groceries index
0.79×
Transport index
0.86×

Madison, WI

0.99×
higher cost than Oklahoma City
State
Wisconsin
State income tax
~5% effective
City local income tax
None
Housing index (est.)
0.68×
Food/groceries index
0.84×
Transport index
0.90×
Salary equivalence — to maintain the same lifestyle moving from Oklahoma City to Madison
Salary in Oklahoma CityEquivalent in MadisonDifference
$50,000$55,600+$5,600 (+11.2%)
$75,000$83,400+$8,400 (+11.2%)
$100,000$111,200+$11,200 (+11.2%)
$150,000$166,900+$16,900 (+11.3%)
$200,000$222,500+$22,500 (+11.3%)
Moving to Madison? You'll need a higher nominal salary to maintain Oklahoma City's standard of living.

Oklahoma City vs Madison: which is more affordable?

On an overall cost-of-living basis, Madison is 11.2% more expensive than Oklahoma City. That means if you currently spend $5,000/month in Oklahoma City, you'd spend approximately $5,562 for the same lifestyle in Madison. Or: $100,000 in Oklahoma City$111,236 in Madison for equivalent purchasing power.

These multipliers are based on Bureau of Economic Analysis Regional Price Parities and reflect average housing, food, transportation, and services costs. Real personal costs vary by neighborhood (urban core vs suburb), housing choice (rent vs own, apartment vs house), and lifestyle (frequency of dining out, car-dependent vs transit, etc.).

Tax differences

Both Oklahoma and Wisconsin levy state income taxes (typical effective rate ~5% at middle incomes). Tax burden is roughly comparable.

What costs more (and less) in Madison

Cost of living differences are driven mostly by housing — typically the biggest expense category. Madison's housing index (0.68×) compared to Oklahoma City's (0.50×) is the dominant factor.

Food, groceries, and transportation typically vary 5–15% between metros — much less than housing. For a couple moving from Oklahoma City to Madison, expect roughly:

  • Rent / mortgage: 36% higher
  • Groceries: 6% higher
  • Transportation: 5% higher
  • Healthcare, services: roughly proportional to overall index

Things this calculator can't fully capture

  • Quality-of-life: weather, walkability, school quality, crime rates, commute times — not in the index.
  • Career opportunities: a metro with higher cost-of-living often pays correspondingly higher salaries for the same role. See our salary calculator by job and city.
  • Family situation: childcare, school district, eldercare costs vary independently of overall index.
  • Lifestyle preferences: a frugal renter pays less than the index suggests; a property owner in a hot market might pay much more.

Related tools

Oklahoma City Paycheck Calculator — exact take-home in Oklahoma City. Madison Paycheck Calculator — exact take-home in Madison. Salary Calculator — hourly ↔ annual conversion. Inflation Calculator — purchasing power over time. Mortgage Calculator — what you can afford.

Frequently Asked Questions

Is Madison more expensive than Oklahoma City?
Madison is approximately 11.2% more expensive than Oklahoma City on an overall cost-of-living basis. Madison's multiplier is 0.99× US national vs Oklahoma City's 0.89×.
If I make $100,000 in Oklahoma City, what salary do I need in Madison to live equivalently?
Roughly $111,236. The ratio of 1.11× means $100K in Oklahoma City corresponds to about $111,236 in Madison for an equivalent standard of living. Real differences depend on housing, transport, and lifestyle choices.
What about state taxes between Oklahoma and Wisconsin?
Oklahoma: graduated state income tax (typical effective rate ~5%). Wisconsin: graduated state income tax (typical effective rate ~5%). State tax structure is similar between these.
Does Madison have a city income tax?
Madison has no separate city income tax. Just federal + Wisconsin state.
How accurate are these comparisons?
Population-level estimates based on cost-of-living indexes. Actual costs depend on neighborhood (urban core vs suburb), lifestyle (renting vs owning, transport choice, dining out), and family size. For precise budgeting, use BestPlaces, Numbeo, or local rent data alongside these estimates.