Cost of Living · Delaware

Wilmington Cost of Living

Wilmington, Delaware costs approximately 0.0% below the US national average. Compare with 49 other major US cities.

1.00×
cost-of-living index (1.00 = US national average)
Wilmington ranks 1 of 1 cities in Delaware by cost of living.

Wilmington cost of living, in context

With a cost-of-living index of 1.00× the US national average, Wilmington sits below the typical American cost baseline. 42 of the 49 other major US cities we track cost more, while 49 cost less.

What drives the index: housing dominates (typically 30-40% of household budget), followed by transportation (~15%), food (~10%), healthcare (~10%), and utilities/services. Wilmington's near-average pricing means most categories track national norms.

Salary in Wilmington

Salaries in Wilmington typically scale with the cost-of-living index. A professional earning $X in a national-average metro would expect approximately $100K for the same role in Wilmington. See our salary by job in Wilmington pages for specific role estimates across 50 jobs.

Related tools

Wilmington Paycheck Calculator — exact take-home with city/state taxes. Wilmington salary by job — 50 jobs. Inflation Calculator — purchasing power over time.

Frequently Asked Questions

What's the cost of living index for Wilmington?
Wilmington's cost-of-living index is 1.00× US average — meaning living costs are approximately 0.0% below the national average. Major drivers: housing, taxes, transportation. Index based on BEA Regional Price Parities.
Is Wilmington expensive to live in?
Wilmington sits near the US average for cost of living. Some neighborhoods are pricey (urban cores), others affordable.
What salary do I need to live in Wilmington?
Living comfortably in Wilmington typically requires income matching the local cost-of-living multiplier × what you'd need elsewhere. For a "moderate" lifestyle: household income of $45K+ is often suggested. Use our salary by city pages for job-specific estimates.
How does Wilmington compare within Delaware?
Wilmington ranks 1 of 1 cities we track in Delaware by cost of living. Within-state variation can be significant — major metros typically cost more than smaller cities or rural areas.
Where does this index come from?
BEA Regional Price Parities (RPP) — published annually by the US Bureau of Economic Analysis. Reflects cost differences for the same basket of goods/services across metros. Useful baseline; specific items (housing, dining out) can vary much more than the overall index suggests.