Finance · Mobile, AL

Financial Advisor Salary in Mobile, AL (2026)

Median Financial Advisor salary in Mobile is approximately $80,800/year — 14.0% below the US national average.

Salary breakdown — Mobile

$80,800
median annual salary
Hourly (40 hr/week, 52 wk)
2,080 hours/year
$39
Biweekly (26 paychecks)
$3,108
Monthly
$6,733
Annual (gross)
$80,800
vs Alabama state average
State avg: $82,700
-$1,900
vs US national
National median: $94,000
-$13,200

After-tax estimate

$59,267
estimated take-home/year
Gross salary
$80,800
Federal tax (~14%)
−$11,312
FICA (7.65%)
−$6,181
Alabama state tax
~5% effective
−$4,040
Estimated take-home
$59,267
Monthly take-home
$4,939
For exact take-home, use our Mobile Paycheck Calculator.
Financial Advisor salary in similar-cost cities
CityCost mult.Estimated annualvs Mobile
Wichita, KS0.86×$80,800+$0
Fort Wayne, IN0.86×$80,800+$0
Birmingham, AL0.88×$82,700+$1,900
Toledo, OH0.88×$82,700+$1,900
Lubbock, TX0.88×$82,700+$1,900

Financial Advisor salaries in Mobile, AL

The estimated median Financial Advisor salary in Mobile, Alabama is $80,800/year, working out to approximately $39/hour at full-time, $3,108 per biweekly paycheck, or $6,733/month before taxes. Mobile's cost-of-living multiplier of 0.86× national reflects local prices, housing costs, and employer concentration in this metro area.

Compared to the Alabama state average for this role ($82,700), Mobile pays about $1,900 less. This typically reflects how the metro area's cost of living and employer density differ from the state as a whole.

Take-home pay in Mobile

Of the gross $80,800, you take home roughly $59,267 after:

  • Federal income tax (~14% effective at this income)
  • FICA — Social Security 6.2% + Medicare 1.45% = 7.65%
  • Alabama state income tax (~5% effective)
  • Mobile has no local income tax

That works out to about $4,939/month after-tax — useful for budgeting rent (typically 25–35% of net income), savings (15–20% target), and other expenses. For an exact calculation including 401(k), HSA, and your filing status, use our Mobile Paycheck Calculator.

What affects your actual pay

  • Experience: entry-level often 25–35% below median; senior roles 40–60%+ above.
  • Specific employer: top-tier employers in Mobile pay 10–25% above market for the same role.
  • Industry: a Software Engineer at a tech company in Mobile typically out-earns one at a non-tech employer.
  • Negotiation: simply negotiating an offer can shift comp by 5–15%.
  • Education and credentials: degrees and licenses (especially for healthcare, legal, engineering) can move comp by 15–30%.
  • Remote vs in-office: many Mobile employers now base pay on cost of living, with remote workers in cheaper metros paid less.

Related calculators

Financial Advisor Salary in Alabama — state-level average. Salary Calculator — convert hourly ↔ annual. Mobile Paycheck Calculator — exact take-home. Income Tax Calculator — federal tax with brackets. Investment Calculator — long-term portfolio growth.

Frequently Asked Questions

What is the median Financial Advisor salary in Mobile?
The estimated median Financial Advisor salary in Mobile, Alabama is $80,800 per year, or approximately $39/hour at standard full-time. Mobile sits 14.0% below the US national average for this role.
Mobile vs Alabama state — what's the salary difference?
Mobile: $80,800. Alabama state average for Financial Advisor: $82,700. Difference: -$1,900 (2.3%). City-level pay typically reflects the metro area's cost of living and concentration of employers.
Does Mobile have a city income tax?
No, Mobile has no separate city income tax. Only federal income tax, FICA, and Alabama state tax apply (roughly 5% effective state rate at this income).
Does this account for cost-of-living differences?
Yes — the city multiplier reflects Mobile's cost of living relative to the US average. Mobile's multiplier is 0.86× national. For comparison: San Francisco ~1.45×, NYC ~1.32×, mid-tier metros ~1.00×, low-cost metros ~0.85–0.90×. Higher local cost generally means employers pay more to attract talent.
What's the after-tax take-home for Financial Advisor in Mobile?
Estimate: $59,267/year after federal income tax (~14% effective), FICA (7.65%), Alabama state tax (~5.0% effective), and Mobile local tax (0.00%). For exact numbers, use the Mobile Paycheck Calculator with your specific 401(k) and deductions.