Cost of Living

Pittsburgh vs St. Louis Cost of Living

St. Louis is approximately 4.2% cheaper than Pittsburgh. See salary equivalence, taxes, and side-by-side breakdown.

Pittsburgh, PA

0.95×
cost-of-living index (1.00 = US average)
State
Pennsylvania
State income tax
~5% effective
City local income tax
3.00%
Housing index (est.)
Typically 1.5–2× higher than overall index
0.61×
Food/groceries index
0.82×
Transport index
0.88×

St. Louis, MO

0.91×
lower cost than Pittsburgh
State
Missouri
State income tax
~5% effective
City local income tax
1.00%
Housing index (est.)
0.54×
Food/groceries index
0.80×
Transport index
0.86×
Salary equivalence — to maintain the same lifestyle moving from Pittsburgh to St. Louis
Salary in PittsburghEquivalent in St. LouisDifference
$50,000$47,900-$2,100 (-4.2%)
$75,000$71,800-$3,200 (-4.3%)
$100,000$95,800-$4,200 (-4.2%)
$150,000$143,700-$6,300 (-4.2%)
$200,000$191,600-$8,400 (-4.2%)
Moving to St. Louis? Your Pittsburgh salary stretches further — you can lifestyle up or save the difference.

Pittsburgh vs St. Louis: which is more affordable?

On an overall cost-of-living basis, St. Louis is 4.2% cheaper than Pittsburgh. That means if you currently spend $5,000/month in Pittsburgh, you'd spend approximately $4,789 for the same lifestyle in St. Louis. Or: $100,000 in Pittsburgh$95,789 in St. Louis for equivalent purchasing power.

These multipliers are based on Bureau of Economic Analysis Regional Price Parities and reflect average housing, food, transportation, and services costs. Real personal costs vary by neighborhood (urban core vs suburb), housing choice (rent vs own, apartment vs house), and lifestyle (frequency of dining out, car-dependent vs transit, etc.).

Tax differences

Both Pennsylvania and Missouri levy state income taxes (typical effective rate ~5% at middle incomes). Tax burden is roughly comparable.

City local taxes: Pittsburgh 3.00% vs St. Louis 1.00%. On $100K, the difference is roughly $2000/year.

What costs more (and less) in St. Louis

Cost of living differences are driven mostly by housing — typically the biggest expense category. St. Louis's housing index (0.54×) compared to Pittsburgh's (0.61×) is the dominant factor.

Food, groceries, and transportation typically vary 5–15% between metros — much less than housing. For a couple moving from Pittsburgh to St. Louis, expect roughly:

  • Rent / mortgage: -12% lower
  • Groceries: -2% lower
  • Transportation: -2% lower
  • Healthcare, services: roughly proportional to overall index

Things this calculator can't fully capture

  • Quality-of-life: weather, walkability, school quality, crime rates, commute times — not in the index.
  • Career opportunities: a metro with higher cost-of-living often pays correspondingly higher salaries for the same role. See our salary calculator by job and city.
  • Family situation: childcare, school district, eldercare costs vary independently of overall index.
  • Lifestyle preferences: a frugal renter pays less than the index suggests; a property owner in a hot market might pay much more.

Related tools

Pittsburgh Paycheck Calculator — exact take-home in Pittsburgh. St. Louis Paycheck Calculator — exact take-home in St. Louis. Salary Calculator — hourly ↔ annual conversion. Inflation Calculator — purchasing power over time. Mortgage Calculator — what you can afford.

Frequently Asked Questions

Is St. Louis more expensive than Pittsburgh?
St. Louis is approximately 4.2% cheaper than Pittsburgh on an overall cost-of-living basis. St. Louis's multiplier is 0.91× US national vs Pittsburgh's 0.95×.
If I make $100,000 in Pittsburgh, what salary do I need in St. Louis to live equivalently?
Roughly $95,789. The ratio of 0.96× means $100K in Pittsburgh corresponds to about $95,789 in St. Louis for an equivalent standard of living. Real differences depend on housing, transport, and lifestyle choices.
What about state taxes between Pennsylvania and Missouri?
Pennsylvania: graduated state income tax (typical effective rate ~5%). Missouri: graduated state income tax (typical effective rate ~5%). State tax structure is similar between these.
Does St. Louis have a city income tax?
Yes — St. Louis levies a local income tax of approximately 1.00% on top of federal and state taxes. Significantly affects take-home.
How accurate are these comparisons?
Population-level estimates based on cost-of-living indexes. Actual costs depend on neighborhood (urban core vs suburb), lifestyle (renting vs owning, transport choice, dining out), and family size. For precise budgeting, use BestPlaces, Numbeo, or local rent data alongside these estimates.